The linear economy is broken

The waste from our consumption of consumer electronics alone is huge.

Every year

62m

tonnes of e-waste is generated

That’s equal
to throwing

1250

laptops into landfill
every second

Over

5Bn

inactive used smartphones globally

Our research
shows devices
are only used

38%

of their usable life

Only

22%

of global e-waste is recycled

Up to

£3.4Bn

of recyclable smartphones in UK drawers

The Raylo mission

Our mission is to accelerate the transition to a circular economy. Customers and OEMs will only make that transition if it is cost effective and simple. That's where we come in. Our technology platform enables the lease-and-reuse of devices, which makes them more sustainable, accessible and affordable.

Raylo Pay

We take on the complexities of leasing, making it easy for OEMs to join our marketplace or add it as a payment method in their direct channels. Their customers enjoy savings, and every lease ensures devices are refurbished, reused, and recycled.

Raylo Re-commerce

We find channels, both locally and globally, to re-sell and re-lease returned devices, ensuring they're always in use and their value is maximised.

Raylo Protect

Our insurance, warranty and repair services extend device lifespan and reduce e-waste.

Raylo Trade-in

Instead of letting old devices sit unused, our trade-in platform ensures they get a new lease of life.

£22M

Annual Recurring Revenue

80k+

Devices circulated

25x

Growth over the last three years

Net promoter score

4.5/5

Our technology

We focus on the technology, risk and financing without handling a single device and partner with global leaders in supply chain, logistics and processing.

Credit and fraud risk

Our AI powered Xylo risk model is designed to deliver the highest approval rates using over 3000 factors and alternative data sources including open banking

Residual value pricing engine

Real time residual value pricing across thousands of SKUs. Ensuring that consumers receive fair value for their devices

icon showing a bag of money being handed over

Embedded finance

Retailers get paid upfront, risk free

Plugin suite

Off the shelf plugins for WooCommerce and Magento allowing retailers to integrate simply

Raylo retailer API

For fully flexible bespoke integrations for larger retailers, manufactuers and networks

Outsourced operations and warehousing partners

Deep integrations with supply chain, logistics and processing partners

“Beyond financial advantages, this leasing approach could substantially curtail electronic waste, appealing to both tech enthusiasts and eco-conscious consumers."

Sky News

"Raylo ticks the green box too, putting an iPhone in three sets of hands over its seven-year lifespan, rather than being consigned to the back of a drawer or landfill after one owner."

Financial Times

Second Party Opinion:
‍
Raylo Group Ltd. Green Financing Framework

〝We assess Raylo's green financing framework as Light green.〞

Download

Backed by

What investors love

“The old distribution model that I helped build in the 1990’s is reaching the end of its shelf-life. Raylo represents a new model that is fairer to consumers’ wallets and kinder to the planet.”

Guy Johnson

Founder of Carphone Warehouse

What customers love

“We're delighted with the immediate impact Raylo Pay has had on our handset sales. We very much see hardware subscription contributing significantly to our future operating model and growth strategy.”

Steve Heald

Affordable Mobiles - Managing Director

Our websites

RAYLO.COM

Our marketplace where customers can access a great range of the latest devices from the best brands. Raylo.com uses all Raylo proprietary tech and has enabled us to show the world how easy it is for OEMs to offer leasing to both consumers and businesses.

RAYLOPAY.COM

Where OEMs can learn all about Raylo. They can understand more about the benefits of offering consumers Raylo leasing and learn more about our easy integration.