Don't be a spectator, be part of the journey

Fresh from our recent £5 million funding round, we’re crowdfunding. We believe in the power of community and want our most passionate supporters to have a real stake in our future. Now is the time to join our mission to accelerate the move to a circular economy.

Don't miss the opportunity to join our top investors. Whether it's £10 or £10,000 we'd love to have you on the journey.

Don’t invest unless you’re prepared to lose the money you invest. High-risk investments are unlikely to be protected if something goes wrong. Learn more here.

Backed by

What investors love

“The old distribution model that I helped build in the 1990’s is reaching the end of its shelf-life. Raylo represents a new model that is fairer to consumers’ wallets and kinder to the planet.”

Guy Johnson

Founder of Carphone Warehouse

What customers love

“We're delighted with the immediate impact Raylo Pay has had on our handset sales. We very much see hardware subscription contributing significantly to our future operating model and growth strategy.”

Steve Heald

Affordable Mobiles - Managing Director

Reasons to invest in Raylo

39x

Growth in just 3 years

£22M

Annual Recurring Revenue

$1 trillion

Electronics market

4.5/5

On Trustpilot

80k+

Devices circulated

The linear economy is broken

The waste from our consumption of consumer electronics alone is huge.

Every year

50m

tonnes of e-waste is generated

That’s equal
to throwing

1000

laptops into landfill
every second

Over

5Bn

inactive used smartphones globally

Our research
shows devices
are only used

40%

of their usable life

Only

20%

of global e-waste is recycled

Up to

£3.4Bn

of recyclable smartphones in UK drawers

The Raylo mission

Our mission is to accelerate the move to a circular economy. Consumers and retailers will only make that transition if it is cost effective and simple. That's where we come in. Our technology platform enables the lease-and-reuse of consumer goods, which makes them more sustainable, accessible and affordable.

We’ve started in the UK with consumer electronics, next up is bikes.

Raylo Pay

We take on the complexities of leasing, making it easy for retailers, manufacturers and networks to add it as a payment method. Their customers enjoy savings, and every lease ensures devices are refurbished, reused, and recycled.

Raylo Re-commerce

We find channels, both locally and globally, to re-sell and re-lease returned devices, ensuring they're always in use and their value is maximised.

Raylo Protect

Our insurance, warranty and repair services extend device lifespan and reduce e-waste.

Raylo Trade-in

Instead of letting old devices sit unused, our trade-in platform ensures they get a new lease of life.

“Beyond financial advantages, this leasing approach could substantially curtail electronic waste, appealing to both tech enthusiasts and eco-conscious consumers."

Sky News

£22M

Annual Recurring Revenue

80k+

Devices circulated

25x

Growth over the last three years

Net promoter score

4.5/5

Our technology

We focus on the technology, risk and financing without handling a single device and partner with global leaders in supply chain, logistics and processing.

Credit and fraud risk

Our AI powered Xylo risk model is designed to deliver the highest approval rates using over 3000 factors and alternative data sources including open banking

Residual value pricing engine

Real time residual value pricing across thousands of SKUs. Ensuring that consumers receive fair value for their devices

icon showing a bag of money being handed over

Embedded finance

Retailers get paid upfront, risk free

Plugin suite

Off the shelf plugins for WooCommerce and Magento allowing retailers to integrate simply

Raylo retailer API

For fully flexible bespoke integrations for larger retailers, manufactuers and networks

Outsourced operations and warehousing partners

Deep integrations with supply chain, logistics and processing partners

Our websites

RAYLO.COM

Our lease-only-retail-website where consumers can access a great range of the latest devices. Raylo.com uses all Raylo proprietary tech and has enabled us to show the world how easy it is for retailers to offer leasing to consumers.

RAYLOPAY.COM

Where retailers can learn all about Raylo. They can understand more about the benefits of offering consumers Raylo leasing and learn more about our easy integration.

FAQS

What is ARR?

ARR is Annual Recurring Revenue, it is the amount of revenue a subscription business will generate each year due to the subscription amounts it is contracted to receive. It is calculated by annualising the most recent month’s subscription receipts extrapolated to a 12 month period - in our case July 2023’s.

Who are Crowdcube?

Crowdcube is a crowdfunding platform that enables companies like Raylo to raise money from a wide range of investors, like you, who want to share in the future of companies they believe in. They have facilitated crowdfunding raises for Monzo, Revolut, BrewDog, Citymapper, Freetrade and more. Learn more about Crowdcube here.

What is crowdfunding?

Crowdfunding is a mechanism of raising investment from a large number of people via a dedicated online platform. Anyone can invest through such a platform and they can invest typically from £10 to over £500k.