£22M
Annual Recurring Revenue
80k+
Devices circulated
25x
Growth over the last three years
72
Net promoter score
4.5/5
Our technology
Electronics brands and customers will only shift to subscriptions if it is cost effective and simple. That's where we come in. We have pioneered an end-to-end subscription platform that spans credit and fraud risk technology, lifecycle orchestration, and a robust financing engine and capital stack, to enable the future of device access.

Risk Infrastructure
Our AI powered Xylo Risk Models deliver real-time underwriting and market-leading approval rates

Lifecycle Orchestration
End-to-end device management including insurance, customer care and end of term return and refurbishment

Financing Engine & Capital Stack
Our subscriptions run on a scalable wholesale financing platform, that enables the most competitive customer pricing and upfront revenue for electronics brands
“Beyond financial advantages, this leasing approach could substantially curtail electronic waste, appealing to both tech enthusiasts and eco-conscious consumers."
“Raylo ticks the green box too, putting an iPhone in three sets of hands over its seven-year lifespan, rather than being consigned to the back of a drawer or landfill after one owner."


Our platform
Raylo.com Marketplace
Our marketplace where electronics brands can access a highly engaged, subscription-loving audience of consumers and businesses.
Raylo Pay
Our embedded subscription solution for electronics brands to plug-in to their DTC and ecommerce channels, to accelerate sustainable growth.
Backed by

Second Party Opinion:
Raylo Group Ltd. Green Financing Framework
Raylo Group Ltd. Green Financing Framework
〝We assess Raylo's green financing framework as Light green.〞
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